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Serving Our Members

Diana B.
Diana B.
Member Since 1991

Serving School Employees and Their Families

In 2024, Membership grew to 1,456,953 Members,
welcoming 119,472 new Members, including:

school employees​
43,249

school employees​.

family Members​
54,772

family Members​.

Youth family Members
21,451

youth family Members.

Mina M. and Family
Member Since 2010

Because of Your Loyal Membership

We remained the largest credit union in California and the third largest credit union in the United States. As a not-for-profit, Member-owned financial cooperative, we give back to Members in the form of higher rates on savings, competitive rates on loans and low-to-no fees.

from higher dividend rates on savings
$281.8 million
from higher dividend rates on savings.1
from lower interest rates on loans
$202.7 million
from lower interest rates on loans.1
from fewer lower fees
$24.3 million
from fewer/lower fees.1

In 2024, we enhanced our services, making it easier to do business with us.

Security
Security
Improved security measures and text alerts to keep your accounts even more secure.
Contactless Debit Cards
Contactless Debit Cards
Payments made easier and safer with contactless debit cards.
Authentication
Authentication
Simplified authentication from a smartphone when calling our Member Contact Center.
Sheela H.
Member Since 2014

How We Serve and Support Our Members

Members who visited our 69 branches throughout California.
845,021
Members visited our 70 branches throughout California.
Number of calls from Members answered by our contact centers
491,355
Members called our contact centers.
Members who used Mobile Banking
983,032
Members used Mobile Banking.
Members who used Online Banking
760,990
Members used Online Banking.
Members who used our ATMs or the 30,000 C-OP network ATMs
713,579
Members used our ATMs or the 30,000 CO-OP network ATMs.
Members who used chat from our website
55,635
Members used chat from our website.

In 2024, Members used our financial products and services to improve their financial well-being.

Scott B.
Member Since 2017
Members used products and services
6.8 million
Members used 6.8 million products and services, an increase of 419,000 in 2024.
We helped Members with over $6.2 billion in loans
6.2 billion
We helped Members with over $6.2 billion in loans.2
Members who purchased a car
67,996
Members purchased a car.2
Members who bought a home
1,441
Members bought a home.2
Members who opened HELOCs
6,316
Members opened HELOCs.2
Members who opened personal loans
134,609
Members opened personal loans.2

Saving Members Money and Making Life Easier

Members who purchased autos through our auto-buying service
5,454
Members purchased autos through our auto-buying service.
Members who used our insurance services to save money on auto, home and other personal property policies
14,755
Members used our insurance services to save money on auto, home and other personal property policies.3
Members who used the SchoolsFirst FCU Home360 program to save money on their home purchases
466
Members used the SchoolsFirst FCU Home360® program to save money on their home purchases.4

Providing Members with Guidance When They Need It

The financial consultants at SchoolsFirst Investment Services
$1.87 billion
The financial consultants at SchoolsFirst Investment Services5 collectively served $1.87 billion in brokerage and advisory assets through LPL Financial.
Number of Members assisted by SchoolsFirst Investment Services
39,465
Number of Members assisted by SchoolsFirst Investment Services.5
Number of appointments Members scheduled
14,600
Number of appointments Members scheduled with SchoolsFirst Investment Services5 to talk about their financial journey.
$3 billion
The financial consultants at SchoolsFirst Retirement Planning5 collectively served almost 50,000 Members and hold almost $3 billion of their retirement assets through
LPL Financial.
Denise K.
Member Since 2000

Supporting School Employees with Unique Products to Meet Their Needs

School employee Members participated in Summer Saver
317,754
School employee Members participated in Summer Saver and 8,124 participated in Paycheck Planner to cover the summer months when they don’t receive a paycheck.
School employee Members participated in the Summers Off program to ease the stress of making payments in the summer months
10,809
School employee Members participated in the Summers Off program to ease the stress of making payments in the summer months.6
Classified school employee Members received Uniform Loans to help purchase uniforms, equipment and other special gear to successfully do their jobs
22,436
Classified school employee Members received Uniform Loans to help purchase uniforms, equipment and other special gear to successfully do their jobs.
School employee Members received Classroom Supply Loans to help provide students with educational material they wouldn’t otherwise have
13,782
School employee Members received Classroom Supply Loans to help provide students with educational materials they wouldn’t otherwise have.
School Employee Mortgages, featuring a low down payment and no private mortgage insurance, were opened to make homeownership a reality for Members
991
School Employee Mortgages, featuring a low down payment and no private mortgage insurance, were opened to make homeownership a reality for Members.
Competitive-rate School Employee credit cards were opened
13,306
Competitive-rate School Employee credit cards were opened.

Members Generously Recognized us in National and Local Publications.

Forbes’ Best-In-State Credit Unions 2024
Forbes’ Best-In-State Credit Unions 2024:
America’s Best Credit Unions in Each State for Six Years
Best of Inland Empire 2024
Best of Inland Empire 2024:
Hometown Favorites, North: Corona, Loma Linda, Moreno Valley, Redlands and Riverside
Register Best of Orange County 2024
Orange County Register Best of Orange County 2024:
Best Credit Union
Coachella Valley Independent: ​
Coachella Valley Independent:
Best Credit Union in the Coachella Valley
Newsweek
Newsweek:
Best Banks and Credit Unions
DEI-Logo
OC Business Journal:
Commitment to DEI
StyleMagazine
Style Magazine Readers’ Choice Awards Best of 2024:
El Dorado County Foothills
StyleMagazine
Style Magazine Readers’ Choice Awards Best of 2024:
Folsom El Dorado Hills
StyleMagazine
Style Magazine Readers’ Choice Awards Best of 2024:
Roseville Granite Bay Rocklin
LA Times Top Credit Unions in Southern California
LA Times:
Top Credit Unions in Southern California

1. 2024 America’s Credit Unions Membership Benefits Report for SchoolsFirst FCU. Source: Datatrac, NCUA and America’s Credit Unions.

2. All loans subject to approval.

3. CA Insurance License 0I19344.

4. Rebate payment is made by First Team Real Estate or HomeSmart Evergreen Realty. Rebate is credited to your benefit at the close of transaction and will be lowered by any reductions to the commissions paid to the participating agent in a concurrent purchase and sale of a home. Commission will vary. To be eligible for the 20% rebate, Member must complete the transaction with the agent assigned by SchoolsFirst FCU Home360®. Using SchoolsFirst FCU for a mortgage loan is not a requirement to earn the rebate. Purchase price must be greater than $150,000 after all credit adjustments. All rebates are subject to limitations, lender guidelines and other requirements. Certain properties may not be eligible for rebates. Rebate is 20% for purchase only of a residential property in California. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. First Team Real Estate and HomeSmart Evergreen Realty are not affiliated with SchoolsFirst FCU.

5. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. SchoolsFirst Federal Credit Union and SchoolsFirst Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SchoolsFirst Investment Services and may also be employees of SchoolsFirst Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SchoolsFirst Federal Credit Union or SchoolsFirst Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government AgencyNot Credit Union GuaranteedNot Credit Union Deposits or ObligationsMay Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a client of LPL for advisory services.

Please visit lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

6. Restrictions apply. Finance charges begin to accrue immediately upon the first skipped payment and are repaid over the life of the loan. As a result, Members may pay higher total finance charges on the loan than if payments began earlier.

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